Mahila Samman Savings Certificate (MSSC)

Central GovtCategory: WomenMinistry: Ministry of Finance

7.5% per annum interest savings scheme for women, deposits up to Rs. 2 lakh, 2-year tenure with partial withdrawal option after 1 year.

Eligibility criteria

  • Woman or girl

How to apply

Application mode: offline

  1. Visit any post office — Form available
  2. Fill MSSC form and submit KYC — Form submitted
  3. Make deposit — Certificate issued

Required documents

Required

  • Aadhaar Card — 12-digit UIDAI identification (Original or photocopy)
  • PAN Card — Permanent Account Number (Original or photocopy)
  • Passport-Size Photograph — Recent photograph (JPEG/PNG)

Official source: https://www.indiapost.gov.in/Financial/pages/content/mssc.aspx#mahila-samman

Last verified: 23 June 2026

Your eligibility

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Compatibility with other schemes

Compatible schemes

You can claim this scheme alongside the following schemes.

  • Sukanya Samriddhi Yojana (SSY) — Both small savings; can be held simultaneously