National Pension System (NPS)

Central GovtCategory: PensionMinistry: Ministry of Finance

Voluntary defined-contribution retirement savings scheme open to all citizens. Tax benefits up to Rs. 2 lakh under Sec 80CCD.

Eligibility criteria

  • Age 18-70

How to apply

Application mode: online · Official application portal

  1. Register on enps.nsdl.com or visit POP-SP — Account opened
  2. Make initial contribution (min Rs. 500) — PRAN issued
  3. Make periodic contributions — Tax benefits and corpus growth

Required documents

Required

  • Aadhaar Card — 12-digit UIDAI identification (Original or photocopy)
  • PAN Card — Permanent Account Number (Original or photocopy)
  • Bank Account Passbook — Active bank account (First page)
  • Passport-Size Photograph — Recent photograph (JPEG/PNG)

Official source: https://www.npscra.nsdl.co.in/#national-pension-system

Last verified: 23 June 2026

Your eligibility

Sign in to see whether you are eligible for this scheme.

Compatibility with other schemes

Compatible schemes

You can claim this scheme alongside the following schemes.

  • Universal Account Number (UAN) — EPF Scheme — EPF mandatory for organized workers; NPS voluntary supplement