Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Central GovtCategory: Financial AssistanceMinistry: Ministry of Finance

Life insurance offering Rs. 2 lakh life cover at Rs. 436/year premium. Available to bank account holders aged 18-50.

Eligibility criteria

  • Age 18-50

How to apply

Application mode: offline

  1. Visit your bank branch — Form available
  2. Fill PMJJBY consent form — Form submitted
  3. Premium auto-debited annually — Coverage active

Required documents

Required

  • Aadhaar Card — 12-digit UIDAI identification (Original or photocopy)
  • Bank Account Passbook — Active bank account (First page)

Official source: https://www.jansuraksha.gov.in/#pm-jeevan-jyoti

Last verified: 23 June 2026

Your eligibility

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Compatibility with other schemes

Compatible schemes

You can claim this scheme alongside the following schemes.

  • Pradhan Mantri Jan Dhan Yojana (PMJDY) — PMJJBY requires a savings account; Jan Dhan provides one for free
  • Pradhan Mantri Suraksha Bima Yojana (PMSBY) — Both insurance schemes can be held simultaneously