National Backward Classes Finance and Development Corporation (NBCFDC)

Central GovtCategory: Financial AssistanceMinistry: Ministry of Social Justice and Empowerment

Provides concessional credit to OBCs for self-employment, skill development, and education. Loans up to Rs. 10 lakh.

Eligibility criteria

  • OBC category
  • Family income up to Rs. 3 lakh (non-creamy layer)

How to apply

Application mode: offline

  1. Apply through State Channelizing Agency — Application reviewed
  2. Loan sanctioned at concessional rate — Funds disbursed

Required documents

Required

  • Aadhaar Card — 12-digit UIDAI identification (Original or photocopy)
  • PAN Card — Permanent Account Number (Original or photocopy)
  • Income Certificate — Issued by Tehsildar (Recent)
  • Bank Account Passbook — Active bank account (First page)

Optional

  • Caste Certificate — For SC/ST/OBC (From competent authority)

Official source: https://www.nbcfdc.gov.in/#nbcfdc

Last verified: 23 June 2026

Your eligibility

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