Kisan Credit Card Scheme (KCC)

Provides farmers timely access to credit for cultivation, post-harvest, marketing, and farm asset maintenance at concessional 4% interest rate.

Eligibility criteria

• Must be a farmer
• Age 18-75

How to apply

Application mode: hybrid

1. Visit nearest commercial bank or cooperative bank — Meet bank officer
2. Fill KCC application form with required documents — Application submitted
3. Bank verifies and processes within 14 days — Credit limit sanctioned

Required documents

Required

• Aadhaar Card — 12-digit UIDAI identification (Original or photocopy)
• PAN Card — Permanent Account Number (Original or photocopy)
• Bank Account Passbook — Active bank account in applicant's name (First page)
• Land Records — Khata/Khasra/Patta documents (Original or attested)
• Passport-Size Photograph — Recent photograph (JPEG/PNG, white background)

Official source: https://www.myscheme.gov.in/schemes/kcc#kisan-credit-card

Last verified: 24 June 2026