Pradhan Mantri Shram Yogi Maan-dhan Yojana (PM-SYM)

Central GovtCategory: PensionMinistry: Ministry of Labour & Employment

Voluntary pension scheme for unorganized workers earning under Rs. 15,000/month. Provides Rs. 3,000/month pension after age 60. Government matches contribution.

Eligibility criteria

  • Age 18-40
  • Monthly income up to Rs. 15,000
  • Unorganized sector worker

How to apply

Application mode: hybrid · Official application portal

  1. Visit nearest CSC or maandhan.in — Application started
  2. Submit Aadhaar and bank details — Account opened
  3. Auto-debit set up for monthly contribution — Pension begins after age 60

Required documents

Required

  • Aadhaar Card — 12-digit UIDAI identification (Original or photocopy)
  • Bank Account Passbook — Active bank account (First page)

Official source: https://maandhan.in/shramyogi#pm-shram-yogi

Last verified: 23 June 2026

Your eligibility

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Compatibility with other schemes

Incompatible schemes

You cannot claim this scheme together with the schemes below.

  • Atal Pension Yojana (APY) — PM-SYM and APY are mutually exclusive — choose one