Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Central GovtCategory: Financial AssistanceMinistry: Ministry of Finance

Accident insurance providing Rs. 2 lakh for accidental death and Rs. 1 lakh for partial disability at Rs. 20/year premium.

Eligibility criteria

  • Age 18-70

How to apply

Application mode: offline

  1. Fill PMSBY consent form at your bank — Form submitted
  2. Rs. 20 auto-debited annually — Coverage active

Required documents

Required

  • Aadhaar Card — 12-digit UIDAI identification (Original or photocopy)
  • Bank Account Passbook — Active bank account (First page)

Official source: https://www.jansuraksha.gov.in/#pm-suraksha-bima

Last verified: 23 June 2026

Your eligibility

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Compatibility with other schemes

Compatible schemes

You can claim this scheme alongside the following schemes.

  • Pradhan Mantri Jan Dhan Yojana (PMJDY) — PMSBY requires a savings account; Jan Dhan provides one for free
  • Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) — Both insurance schemes can be held simultaneously