Vidya Lakshmi Education Loan Portal

Central GovtCategory: ScholarshipsMinistry: Ministry of Finance

Single-window portal for education loans connecting students with multiple banks. Loans up to Rs. 10 lakh at concessional rates with no collateral up to Rs. 7.5 lakh.

Eligibility criteria

  • Indian student admitted to recognized institution

How to apply

Application mode: online · Official application portal

  1. Register at vidyalakshmi.co.in — Account created
  2. Fill Common Education Loan Application Form (CELAF) — Application sent to selected banks
  3. Bank approves and disburses loan — Funds credited

Required documents

Required

  • Aadhaar Card — 12-digit UIDAI identification (Original or photocopy)
  • PAN Card — Permanent Account Number (Original or photocopy)
  • Admission Letter — From recognized institution (Original)
  • Latest Mark Sheet — Most recent academic record (Original)

Official source: https://www.vidyalakshmi.co.in/#pm-vidya-lakshmi

Last verified: 24 June 2026

Your eligibility

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