Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY)

Central GovtCategory: HealthcareMinistry: Ministry of Health and Family Welfare

World's largest health insurance scheme providing Rs. 5 lakh per family per year for secondary and tertiary care hospitalization to over 12 crore poor and vulnerable families.

Eligibility criteria

  • BPL/SECC criteria

How to apply

Application mode: hybrid · Official application portal

  1. Check eligibility on pmjay.gov.in — Eligibility confirmed
  2. Visit nearest CSC or empanelled hospital — Verification
  3. Receive Ayushman Card — Card usable at any empanelled hospital

Required documents

Required

  • Aadhaar Card — 12-digit UIDAI identification (Original or photocopy)
  • Ration Card — BPL/AAY ration card (Original)
  • Passport-Size Photograph — Recent photograph (JPEG/PNG, white background)

Official source: https://pmjay.gov.in/#ayushman-bharat

Last verified: 23 June 2026

Your eligibility

Sign in to see whether you are eligible for this scheme.

Compatibility with other schemes

Compatible schemes

You can claim this scheme alongside the following schemes.

  • Janani Suraksha Yojana (JSY) — JSY for delivery assistance; PM-JAY covers complications
  • National Health Mission (NHM) — PM-JAY for hospitalization; NHM for primary care

Incompatible schemes

You cannot claim this scheme together with the schemes below.

  • Rashtriya Swasthya Bima Yojana (RSBY) — PM-JAY succeeds and replaces RSBY in covered states