Discover central and state government welfare schemes by category, state, and personal attributes.
Maternity benefit of Rs. 5,000 in three installments to pregnant and lactating mothers for first child. Wage compensation for partial wage loss.
Provides safe, affordable accommodation for working women near workplace, with day-care for their children where possible.
Provides shelter, food, clothing, counselling and rehabilitation to women in difficult circumstances (widows, destitute, victims of trafficking).
Financial assistance to rural households for pucca house construction. Rs. 1.20 lakh in plain areas, Rs. 1.30 lakh in hilly states.
Interest subsidy on home loans (up to Rs. 2.67 lakh) for EWS, LIG, MIG households. Promotes affordable urban housing.
Provides dignified rental housing for urban migrants and poor. Existing government-funded vacant houses converted to ARHCs and new units built through PPP.
Interest subsidy of 4% on home loans up to Rs. 9 lakh for MIG-I and 3% on loans up to Rs. 12 lakh for MIG-II households.
Guaranteed minimum pension of Rs. 1,000 to Rs. 5,000 per month after age 60 for unorganized sector workers. Monthly contributions starting at Rs. 42.
Monthly pension of Rs. 200 for citizens 60-79 and Rs. 500 for those 80+ from BPL households. State contributions add to base amount.
Pension scheme for senior citizens 60+ with assured 7.4% return per annum for 10 years. Investment up to Rs. 15 lakh.
Voluntary pension scheme for unorganized workers earning under Rs. 15,000/month. Provides Rs. 3,000/month pension after age 60. Government matches contribution.
Voluntary defined-contribution retirement savings scheme open to all citizens. Tax benefits up to Rs. 2 lakh under Sec 80CCD.
National financial inclusion mission. Includes overdraft up to Rs. 10,000, Rs. 2 lakh accident insurance, Rs. 30,000 life insurance.
Life insurance offering Rs. 2 lakh life cover at Rs. 436/year premium. Available to bank account holders aged 18-50.
Accident insurance providing Rs. 2 lakh for accidental death and Rs. 1 lakh for partial disability at Rs. 20/year premium.
Provides concessional credit to OBCs for self-employment, skill development, and education. Loans up to Rs. 10 lakh.
Provides concessional credit and skill development to SC families below double the poverty line. Loans up to Rs. 30 lakh.
100 days of guaranteed wage employment per year to rural households. Average daily wage Rs. 220-340 depending on state.
Free employment portal connecting job seekers with employers. Provides career counselling, skill development, and government/private job listings.
Credit-linked subsidy programme for setting up new micro-enterprises. Subsidy of 15-35% on project cost up to Rs. 50 lakh (manufacturing) / Rs. 20 lakh (service).